TRISHA ROBERTS INSURANCE AGENCY
Life
Insurance
For your teen.
Here is why they need it now!
Locking in low rates.
Life insurance premiums are typically lower for younger, healthier individuals. Purchasing a policy as a teenager can lock in these lower rates for the long term, potentially saving money over the life of the policy.
Building Cash Value
Starting a policy at a young age allows more time for this cash value to grow, providing a source of savings or borrowing against in the future. Help them start their retirement saving NOW, at a very low cost.
Guaranteed Insurability:
Purchasing life insurance as a teenager guarantees coverage regardless of future health conditions. This can be particularly valuable if the teenager engages in high-risk activities or sports that may affect their insurability later on.
Financial Protection for Parents:
If a teenager passes away unexpectedly, the financial burden of funeral expenses and any outstanding debts could fall on their parents or guardians. Life insurance can help cover these costs, alleviating financial strain during a difficult time.
Coverage for Future Health Issues:
If a teenager develops a health condition later in life, they may struggle to obtain life insurance coverage or may face significantly higher premiums. By securing a policy while young and healthy, they ensure coverage regardless of future health changes.
Educational Expenses:
If a teenager plans to attend college, life insurance can provide a financial safety net for their education expenses in case of unexpected events.
Business Ventures or Loans:
Teenagers who are entrepreneurial-minded may want to start their own business or take out loans for investments. Having life insurance could provide collateral or financial security for such ventures.
Work with a local agency that will keep your teens best interest in mind.
